diff --git a/pay-java-common/src/main/java/com/egzosn/pay/common/bean/TransferOrder.java b/pay-java-common/src/main/java/com/egzosn/pay/common/bean/TransferOrder.java
index a1a5509..16ee000 100644
--- a/pay-java-common/src/main/java/com/egzosn/pay/common/bean/TransferOrder.java
+++ b/pay-java-common/src/main/java/com/egzosn/pay/common/bean/TransferOrder.java
@@ -18,7 +18,7 @@ public class TransferOrder {
     private String outNo;
 
     /**
-     * 收款方账户
+     * 收款方账户, 用户openid
      */
     private String  payeeAccount ;
 
@@ -50,6 +50,10 @@ public class TransferOrder {
      * 币种
      */
     private CurType curType;
+    /**
+     * 转账类型，收款方账户类型，比如支付宝账户或者银行卡
+     */
+    private TransferType transferType;
 
     public String getOutNo() {
         return outNo;
@@ -114,4 +118,12 @@ public class TransferOrder {
     public void setCurType(CurType curType) {
         this.curType = curType;
     }
+
+    public TransferType getTransferType() {
+        return transferType;
+    }
+
+    public void setTransferType(TransferType transferType) {
+        this.transferType = transferType;
+    }
 }
diff --git a/pay-java-common/src/main/java/com/egzosn/pay/common/bean/TransferType.java b/pay-java-common/src/main/java/com/egzosn/pay/common/bean/TransferType.java
new file mode 100644
index 0000000..bacea65
--- /dev/null
+++ b/pay-java-common/src/main/java/com/egzosn/pay/common/bean/TransferType.java
@@ -0,0 +1,22 @@
+package com.egzosn.pay.common.bean;
+
+/**
+ * 转账类型
+ * @author egan
+ *         email egzosn@gmail.com
+ *         date 2018/9/28.19:45
+ */
+public interface TransferType extends TransactionType{
+
+    /**
+     * 获取转账类型
+     * @return 转账类型
+     */
+    String getType();
+
+    /**
+     * 获取接口
+     * @return 接口
+     */
+    String getMethod();
+}