- allow monthly and yearly budget ratios to exceed 100% for clearer overflow visibility
- render over-budget percentage and used amount in red to emphasize overspend
- replace legacy category-based subscription flow with tag-based models, routes, types and UI management
- rebuild Prisma schema around Tag and SubscriptionTag, remove legacy category relation fields, and reseed defaults
- add unified Wallos import inspect/commit flow for JSON, SQLite and ZIP packages with ZIP logo ingestion and DB-version compatibility
- add auto-renew execution in scheduler plus payment record drawer entry in subscription actions
- rename user-facing renewal wording to 续订 in key views and align subscription form with tag selection and auto-renew
- improve logo handling with local library support, remote import persistence, and ZIP asset matching fallback
